Finance in Spain: Personal Finance Help, Tips & Guides

This section provides help with all elements of finance in Spain.

We seek to help you save money, especially where it comes to taxes, and also to make more money by helping your money grow faster if you are looking to invest it.

Popular finance pages relating to life in Spain include:

Equity Release

Equity release allows homeowners aged over 55 to release tax-free cash from the value of their home. The amount you can release is based on your age and how much your home is worth. Depending on the equity release product you choose, you can claim your money as one big lump sum or as a series of smaller lump sums.

Equity release in Spain enables you to have extra money to help you enjoy your retirement, you may wish to travel the world or help your children to buy a house. the possibilities are endless if you have a sizeable sum tied up in your home in Spain.

Retire to Spain

Secure a prosperous retirement in Spain by planning your financial goals to achieve long term financial security in retirement in Spain. We have tips on retiring to Spain with financial peace of mind.

Foreign Currency Exchange

We are pleased to announce a new partnership with Smart Currency Exchange which enables readers of Spain Made Simple to get a better rate on your currency transfers.

Whether a one-off to purchase a house, or a regular transfer from your home country to your Spanish bank account, see how we can help save you money on your Spanish currency transfers.

Wealth Tax in Spain

Whether you live in Andalusia, Mallorca, Costa Blanca, Costa Brava, or the Canary Islands – Wealth Tax may affect you. It is therefore critical to understand Spain’s wealth tax rules.

Inheritance in Spain

This guide to understanding how inheritance in Spain works has been written for the benefit of English-speaking expats in Spain.

Getting a Mortgage in Spain

Guide to getting a mortgage in Spain, including the different types and how to get the best and lowest mortgage rates in Spain.

Get Your FREE Financial Review…

We are sure you have found this page because you have concerns or questions about elements of finance and living in Spain.

Why not clear up your nagging doubts and questions by speaking to a professional financial advisor for a free review to establish what help you may require with no obligation.

We have teamed up with financial expert Sam Daynes of Holborn Assets who has kindly offered to help readers of the website.

Sam can have an initial chat to establish what help you require. This is bound to help you. Just click the image below and then fill out a few basic details so he can follow up with you.

About Sam Daynes: He has been a financial adviser for over 23 years. He enjoys spending time with his clients, to really understand their needs, requirements and goals. In doing so, this ensures he builds individual, tailor-made solutions. Through his many years of experience, he has developed an in-depth understanding of all aspects of the financial sector.

Contact Sam now by clicking the image below to get a FREE financial review…

Free financial review Spain

See the YouTube video below featuring a webinar by Sam Daynes from Holborn Assets.

If you live in Spain, where are the best places to get interest on your savings in these times of high inflation and rising prices.

What are the best Fixed rate options out there for you?

2022 was one of the most volatile years for global markets since 2008.

With rising oil prices and the subsequent highest inflation levels for 40 years, the cost of living has become a crisis for many people. This is on the back of the recovery from the Covid pandemic, causing families across the world to focus on their finances more than ever.

With continuing global uncertainty, many people are concerned about their pensions, investments and income into 2023.

Consideration to Fixed rate options is now a must, but which one is best for you?

This webinar is designed to untangle the different options available and help you find the best one for you.

Key Discussion Points:

Introduction to Holborn
What happened last year
Market outlook ahead
How can I protect my assets
Deposit Fixed Rate Bonds
Government Fixed Rate Bonds
Corporate Bonds
Best options to consider

If you have any questions and would like more information on fixed rate options you can click the ‘book a free financial review’ graphic above to contact Sam.