This section provides help with all elements of finance in Spain.
We seek to help you save money, especially where it comes to taxes, and also to make more money by helping your money grow faster if you are looking to invest it.
Even if you don’t live in Spain you will find much of the tips and advice here helpful to you no matter where you happen to call home.
Get Your FREE Financial Review…
We are sure you have found this page because you have concerns or questions about elements of finance and living in Spain.
Why not clear up your nagging doubts and questions by speaking to a professional financial advisor for a free review to establish what help you may require with no obligation.
We have teamed up with financial expert Sam Daynes of Holborn Assets who has kindly offered to help readers of the SpainMadeSimple.com website.
Sam can have an initial chat to establish what help you require. This is bound to help you. Just click the image below and then fill out a few basic details so he can follow up with you.
About Sam Daynes: He has been a financial adviser for over 23 years. He enjoys spending time with his clients, to really understand their needs, requirements and goals. In doing so, this ensures he builds individual, tailor-made solutions. Through his many years of experience, he has developed an in-depth understanding of all aspects of the financial sector.
Contact Sam now by clicking the image below to get a FREE financial review…
Or go direct to Sam’s diary/calendar and get booked in immediately…
https://calendly.com/sam-daynes/holborn-assets-meeting-
Popular finance pages relating to life in Spain on Spain Made Simple include:
Spain Golden Visa
The Golden Visa for Spain is a residence visa issued to a non-EU national by making a significant investment in the Spanish economy, the typically method being to buy property which meet minimum investment criteria.
Equity Release
Equity release allows homeowners aged over 55 to release tax-free cash from the value of their home. The amount you can release is based on your age and how much your home is worth. Depending on the equity release product you choose, you can claim your money as one big lump sum or as a series of smaller lump sums.
Equity release in Spain enables you to have extra money to help you enjoy your retirement, you may wish to travel the world or help your children to buy a house. the possibilities are endless if you have a sizeable sum tied up in your home in Spain.
Retire to Spain
Secure a prosperous retirement in Spain by planning your financial goals to achieve long term financial security in retirement in Spain. We have tips on retiring to Spain with financial peace of mind.
Foreign Currency Exchange
We are pleased to announce a new partnership with Smart Currency Exchange which enables readers of Spain Made Simple to get a better rate on your currency transfers.
Whether a one-off to purchase a house, or a regular transfer from your home country to your Spanish bank account, see how we can help save you money on your Spanish currency transfers.
Wealth Tax in Spain
Whether you live in Andalusia, Mallorca, Costa Blanca, Costa Brava, or the Canary Islands – Wealth Tax may affect you. It is therefore critical to understand Spain’s wealth tax rules.
Inheritance in Spain
This guide to understanding how inheritance in Spain works has been written for the benefit of English-speaking expats in Spain.
Getting a Mortgage in Spain
Guide to getting a mortgage in Spain, including the different types and how to get the best and lowest mortgage rates in Spain.
Offshore Spanish-Compliant Bonds
People who are living and enjoying a new life abroad in Spain often prefer to keep hold of UK investments such as ISAs and premium bonds but the question a lot of people fail to ask themselves is whether they make financial sense for residency in their chosen country.
Premium bonds for example, have been around for a long time to provide safety for people’s money. Whilst this may be true, in some respects, they often provide little or no actual interest.
This means that unless you’re one of the lucky few winners they’re eroding your capital for inflation over time.
Obviously the key attraction of premium bonds and ISAs is that they are tax free in the UK but what a lot of people don’t know is that they are fully taxable in most EU countries, meaning that the benefits to holding them are minimal.
There are far more tax efficient investments available to residents of EU countries such as offshore Spanish-compliant bonds that provide not only easier reporting on assets but also give you extremely favourable tax treatment on your money, often providing tax-free growth.
Fixed Interest Savings in Spain – Investing in a Volatile Market
See the YouTube video below featuring a webinar by Sam Daynes from Holborn Assets.
If you live in Spain, where are the best places to get interest on your savings in these times of high inflation and rising prices.
What are the best Fixed rate options out there for you?
2022 was one of the most volatile years for global markets since 2008.
With rising oil prices and the subsequent highest inflation levels for 40 years, the cost of living has become a crisis for many people. This is on the back of the recovery from the Covid pandemic, causing families across the world to focus on their finances more than ever.
With continuing global uncertainty, many people are concerned about their pensions, investments and income into 2023.
Consideration to Fixed rate options is now a must, but which one is best for you?
This webinar is designed to untangle the different options available and help you find the best one for you.
Key Discussion Points:
Introduction to Holborn
What happened last year
Market outlook ahead
How can I protect my assets
Deposit Fixed Rate Bonds
Government Fixed Rate Bonds
Corporate Bonds
Best options to consider
If you have any questions and would like more information on fixed rate options you can click the ‘book a free financial review’ graphic above to contact Sam.
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