It is quite ironic that we take out insurance in Spain for all sorts of possibilities that may never happen.
We take out car insurance in case we have a car accident and we take out home insurance in case our home is destroyed in a fire or flood but the one certainty which is death, we don’t insure for!
Of course, none of this really want to face the reality that we are going to die but this is a little unfair on your dependents who will have to pick up the pieces at the most awkward and difficult time when you pass away.
Not just emotionally and financially. Can they even afford to pay for your funeral?
Funeral Insurance in Spain
When you look at the subject of funeral insurance you will also commonly see the term funeral plans (or funeral cover) and we explain these definitions.
When someone dies in Spain all arrangements will have to be made within forty-eight hours of the death as it is Spanish law that all funerals are held within this period, mainly because of the extreme heat of the Spanish climate.
This puts immediate time pressure on your family and relatives to very quickly deal with the arrangements for your funeral or cremation.
Given the fact that you are an expat in Spain, it is even more difficult because all of a sudden many relatives from all over the world, but in particular the UK, must suddenly fly in at short notice.
If however in advance, you have taken out a funeral plan or funeral insurance, then at least some of the stress can be avoided.
Responsible people will have sorted out this aspect of their lives long before it becomes a necessity, as with the language barrier and other paperwork required in Spain, this all takes time and can prove to be quite a challenge.
The other positive in addressing the issue of funeral plans and insurance now is that you will also consider taking out a will in Spain which will again sort out a lot of difficult administration in the event of your death.
Where Can I Get Spanish Funeral Insurance?
If you are looking to take out funeral insurance or a funeral plan in Spain you will be wondering where to go, what to do and how to get the cheapest price.
Getting the lowest quotes is no different from the methods you would take if you were insuring your car.
Currently, there are no price comparison websites to help you take out funeral insurance so you will need to do a little bit of work yourself in price comparing between different insurance companies such as Mapfre and by using insurance brokers in Spain to do some legwork for you.
Below we will give you all the different options.
Insurance brokers are probably the easiest option for you if you are an English speaking expat in Spain as you can go to brokers such as Jennifer Cunningham, Knight Insurance and Abbeygate who provide English funeral plans in Spain.
In this way they get you the best possible price by comparing the different insurance companies, you get your policy in English and you can ask questions if there is anything you are unclear about.
Alternatively you can go direct to some of the major companies we list below who provide funeral insurance and funeral plans.
The top funeral cover providers in Spain are Golden Leaves and Avalon.
Quotes for Funeral Plans
If you would like a quote from one of our expert partner brokers, please fill in the ‘contact us back’ form below:
The legal/privacy bit we have to put in – Note that you are using this form to submit your details to us so we can then compare the market and give you options for a funeral plan. Our privacy notice at the footer of our website lets you know how we use your data and how to request removal. You don’t need to do anything other than fill in your details and let our brokers do the rest.
Funerals in Spain – Cremations in Spain
The financial costs of a funeral or cremation in Spain have rapidly increased over the last few years. Often the